Your Locally Owned Independent

Mortgage Broker

Serving Oregon, California, Washington, Idaho, Colorado, Montana, Wyoming and Florida

 

CUSTOMIZED MORTGAGE & LENDING SOLUTIONS

Expert Home Loans, Refinancing & Investment Financing Support

Leverage 25+ years of mortgage origination expertise and our network of top-tier wholesale lenders to secure the perfect home loan—every time. Whether you’re a first-time homebuyer hunting competitive Oregon FHA rates, a veteran tapping into VA benefits in California, an investor financing Montana rental properties, or looking to refinance your Colorado home, we craft personalized mortgage solutions with aggressively low rates and white-glove service.

 

Your Journey Begins Here

Take the first step towards homeownership. You won’t be dissapointed. It is never too early to get pre-approved.

Our Promise

At High Lakes Lending, we pledge to bring integrity, expertise, and genuine care to every conversation and mortgage transaction. As your independent broker across Oregon, California, Montana, and Colorado, we treat each client like family—delivering clear guidance, personalized solutions, and unwavering support at every step.

Experience the dedicated service you deserve—partner with us and see how our promise turns into your peace of mind.

 


Our Story

Born from a single guiding principle—put clients first—High Lakes Lending, LLC set out to transform the mortgage experience across Oregon, California, Montana, and Colorado. As a true independent mortgage broker, we don’t push one bank’s products. Instead, we leverage our relationships with the nation’s largest wholesale lenders to deliver fast, transparent, and competitively priced home loans that align with both your immediate needs and long-term financial goals.

We understand buying a home is one of life’s biggest investments. That’s why we work tirelessly to simplify the process, educate you on every option—from FHA and VA to jumbo and conventional—and secure the right mortgage solution for your unique situation.

Choose High Lakes Lending for honest guidance, tailored loan programs, and the unwavering support you deserve on your home-financing journey.

Meet Our Team


Clint Edwards

NMLS #308049

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After graduating from Cal Poly, San Luis Obispo with a BS in Animal Science, and spending several years post-college in the Animal Science industry, I found myself at a crossroads in life. Not knowing where it would eventually take me, I took a job with a mortgage broker in San Luis Obispo, Ca.

 Now, 24 years later, I cannot believe how fulfilling the journey has been. Helping thousands of clients finance their dreams, has in turn enriched my life beyond words.

I believe in a comprehensive approach, working with the clients and their financial partners in developing a plan that will both support and enhance their financial goals. Honesty and integrity, combined with experience and know-how and always with the client’s best interest at heart, I strive to educate my clients so that their home financing experience is the least stressful step in purchasing a home.

In 2014, my wife and I moved to beautiful Bend, Oregon to take advantage of all the area has to offer. We came for the rivers, trees, and mountains and we stay for the rich community that we have found here. I would be honored to help you do the same.

Clint can be reached at 541-848-7472

Natalie Curtis

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NMLS #2128310

I moved out to Central Oregon after graduating with my Bachelor of Fine Arts degree from Michigan State University. The plan was always to move on pretty quickly but I fell in love with the Pacific Northwest and decided to stick around. I've spent the last four years in escrow as an assistant, helping guide customers through home purchases, home sales, and refinances and making sure they were taken care of. I'm excited to move into the lending side of real estate and help people realize their dreams of first-time homeownership or finding a new loan that will allow them to enjoy more of what this area has to offer. With my experience in escrow, my attention to detail, and my commitment to taking care of my people I'm hopeful I can provide a smooth transaction to everyone I get the privilege of working with.


When I'm not busy at work you can usually find me at home with my fiance, cat, and chickens or exploring Central Oregon's many hiking trails and waterfalls. We have made a wonderful life for ourselves here and I hope to help you in finding your own little piece of happiness!

Natalie can be reached at 832-425-9775

Brant Donohoe

NMLS #2354323

Brant can be reached at 805-469-2569

I first visited Central Oregon in the Spring of 2014 and after a week of exploring the outdoors, eating great food, drinking great craft beer, and enjoying the kindness that Bend is known for I knew I couldn’t pass up on the opportunity to live in such a great community. 

After working as a Property Manager for over 10 years the opportunity to expand and become a Mortgage Broker was presented to me. The idea of being able to help the same people who were renting and paying someone else’s mortgage get into their dream home and start building their equity and personal wealth sounded like a dream come true.

If I am not in the office you can most likely find me outside with my dog, Duke. I love everything the outdoors has to offer from Fishing, kayaking, running, snowboarding, and golf to drinking a delicious craft brew on one of the many pub patios around town. I am beyond happy that I landed with such a great team at High Lakes Lending, LLC, and look forward to helping you pursue your dream of home ownership.

David Browne

NMLS# 216574

David can be reached at (541)903-8029

David Browne has over 15 years of mortgage banking experience and brings a strong analytical background and vast mortgage product knowledge to his work with homebuyers and real estate investors, which enables him to quickly identify the best loan options to meet his client’s needs. David is a favorite among Real Estate Agents because of his background and his prompt attention to timelines.